he will never again be a prisoner as he was； he can watch clouds and changing seasons； ships on the river； travellers on the road； and the stars at night； happy prisoner！ his eyes have broken jail！ And again he who has learned to love an art or science has wisely laid up riches against the day of riches； if prosperity come； he will not enter poor into his inheritance； he will not slumber and forget himself in the lap of money； or spend his hours in counting idle treasures； but be up and briskly doing； he will have the true alchemic touch； which is not that of Midas； but which transmutes dead money into living delight and satisfaction。 ETRE ET PAS AVOIR … to be； not to possess … that is the problem of life。 To be wealthy； a rich nature is the first requisite and money but the second。 To be of a quick and healthy blood； to share in all honourable curiosities； to be rich in admiration and free from envy； to rejoice greatly in the good of others； to love with such generosity of heart that your love is still a dear possession in absence or unkindness … these are the gifts of fortune which money cannot buy and without which money can buy nothing。 For what can a man possess； or what can he enjoy； except himself？ If he enlarge his nature； it is then that he enlarges his estates。 If his nature be happy and valiant； he will enjoy the universe as if it were his park and orchard。
But money is not only to be spent； it has also to be earned。 It is not merely a convenience or a necessary in social life； but it is the coin in which mankind pays his wages to the individual man。 And from this side； the question of money has a very different scope and application。 For no man can be honest who does not work。 Service for service。 If the farmer buys corn； and the labourer ploughs and reaps； and the baker sweats in his hot bakery； plainly you who eat must do something in your turn。 It is not enough to take off your hat； or to thank God upon your knees for the admirable constitution of society and your own convenient situation in its upper and more ornamental stories。 Neither is it enough to buy the loaf with a sixpence； for then you are only changing the point of the inquiry； and you must first have BOUGHT THE SIXPENCE。 Service for service： how have you bought your sixpences？ A man of spirit desires certainty in a thing of such a nature； he must see to it that there is some reciprocity between him and mankind； that he pays his expenditure in service； that he has not a lion's share in profit and a drone's in labour； and is not a sleeping partner and mere costly incubus on the great mercantile concern of mankind。
Services differ so widely with different gifts； and some are so inappreciable to external tests； that this is not only a matter for the private conscience； but one which even there must be leniently and trustfully considered。 For remember how many serve mankind who do no more than meditate； and how many are precious to their friends for no more than a sweet and joyous temper。 To perform the function of a man of letters it is not necessary to write； nay； it is perhaps better to be a living book。 So long as we love we serve； so long as we are loved by others； I would almost say that we are indispensable； and no man is useless while he has a friend。 The true services of life are inestimable in money； and are never paid。 Kind words and caresses； high and wise thoughts； humane designs； tender behaviour to the weak and suffering； and all the charities of man's existence； are neither bought nor sold。
Yet the dearest and readiest； if not the most just； criterion of a man's services； is the wage that mankind pays him or； briefly； what he earns。 There at least there can be no ambiguity。 St。 Paul is fully and freely entitled to his earnings as a tentmaker； and Socrates fully and freely entitled to his earnings as a sculptor； although the true business of each was not only something different； but something which remained unpaid。 A man cannot forget that he is not superintended； and serves mankind on parole。 He would like； when challenged by his own conscience； to reply： 'I have done so much work； and no less； with my own hands and brain； and taken so much profit； and no more； for my own personal delight。' And though St。 Paul； if he had possessed a private fortune； would probably have scorned to waste his time in making tents； yet of all sacrifices to public opinion none can be more easily pardoned than that by which a man； already spiritually useful to the world； should restrict the field of his chief usefulness to perform services more apparent； and possess a livelihood that neither stupidity nor malice could call in question。 Like all sacrifices to public opinion and mere external decency； this would certainly be wrong； for the soul should rest contented with its own approval and indissuadably pursue its own calling。 Yet； so grave and delicate is the question； that a man may well hesitate before he decides it for himself； he may well fear that he sets too high a valuation on his own endeavours after good； he may well condescend upon a humbler duty； where others than himself shall judge the service and proportion the wage。
And yet it is to this very responsibility that the rich are born。 They can shuffle off the duty on no other； they are their own paymasters on parole； and must pay themselves fair wages and no more。 For I suppose that in the course of ages； and through reform and civil war and invasion； mankind was pursuing some other and more general design than to set one or two Englishmen of the nineteenth century beyond the reach of needs and duties。 Society was scarce put together； and defended with so much eloquence and blood； for the convenience of two or three millionaires and a few hundred other persons of wealth and position。 It is plain that if mankind thus acted and suffered during all these generations； they hoped some benefit； some ease； some wellbeing； for themselves and their descendants； that if they supported law and order； it was to secure fair…play for all； that if they denied themselves in the present； they must have had some designs upon the future。 Now； a great hereditary fortune is a miracle of man's wisdom and mankind's forbearance； it has not only been amassed and handed down； it has been suffered to be amassed and handed down； and surely in such a consideration as this； its possessor should find only a new spur to activity and honour； that with all this power of service he should not prove unserviceable； and that this mass of treasure should return in benefits upon the race。 If he had twenty； or thirty； or a hundred thousand at his banker's； or if all Yorkshire or all California were his to manage or to sell； he would still be morally penniless； and have the world to begin like Whittington； until he had found some way of serving mankind。 His wage is physically in his own hand； but； in honour； that wage must still be earned。 He is only steward on parole of what is called his fortune。 He must honourably perform his stewardship。 He must estimate his own services and allow himself a salary in proportion； for that will be one among his functions。 And while he will then be free to spend that salary； great or little； on his own private pleasures； the rest of his fortune he but holds and disposes under trust for mankind； it is not his； because he has not earned it； it cannot be his； because his services have already been paid； but year by year it is his to distribute； whether to help individuals whose birthright and outfit have been swallowed up in his； or to further public works and institutions。
At this rate； short of inspiration； it seems hardly possible to be both rich and honest； and the millionaire is under a far more continuous temptation to thieve than the labourer who gets his shilling daily for despicable toils。 Are you surprised？ It is even so。 And you repeat it every Sunday in your churches。 'It is easier for a camel to pass through the eye of a needle than for a rich man to enter the kingdom of God。' I have heard this and similar texts ingeniously explained away and brushed from the path of the aspiring Christian by the tender Great…heart of the parish。 One excellent clergyman told us that the 'eye of a needle' meant a low； Oriental postern through which camels could not pass till they were unloaded … which is very likely just； and then went on； bravely confounding the 'kingdom of God' with heaven； the future paradise； to show that of course no rich person could expect to carry his riches beyond the grave … which； of course； he could not and never did。 Various greedy sinners of the congregation drank in the comfortable doctrine with relief。 It was worth the while having come to church that Sunday morning！ All was plain。 The Bible； as usual； meant nothing in particular； it was merely an obscure and figurative school…copybook； and if a man were only respectable； he was a man after God's own heart。
Alas！ I fear not。 And though this matter of a man's services is one for his own conscience； there are some cases in which it is difficult to restrain the mind from judging。 Thus I shall be very easily persuaded that a man has earned his daily bread； and if he has but a friend or two to whom his company is delightful at heart； I am more than persuaded at once。 But it will be very hard to persuade me that any one has earned an income of a hundred thousand。 What he is to his friends； he still would be if he were made penniless to… morrow； for as to the courtiers of luxury and power； I will neither consider them friends； nor indeed consider them at all。 What he does for mankind there are most likely hundreds who would do the same； as effectually for the race and as pleasurably to themselves； for the merest fraction of this monstrous wage。 Why it is paid； I am； therefore； unable to conceive； and as the man pays it himself； out of funds in his detention； I have a certain backwardness to think him honest。
At least； we have gained a very obvious point： that WHAT A MAN SPENDS UPON HIMSELF； HE SHALL HAVE EARNED BY S